Car Rental Excess Insurance

Save over €200 with a policy from us and avoid expensive rental company insurance when you next rent a car.

Single Trip

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Annual
Multi Trip

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What Is Car Rental Excess Insurance

When you rent a car, a standard insurance package (sometimes called a Collision Damage Waiver or CDW) is usually added to your booking - you may think that's the end of it and you don't need to for pay anything else. Unfortunately, you'd be wrong.

This insurance usually always comes with a deductible or excess on top - often costing [#]1000s. When you go to pick your car up, rental companies nearly always offer extra "premium" insurance (often called an excess waiver or "super cover") which removes this deductible, but at the price of up to [#]25 per day. Don't take it, there is a better way.

Buy a rental excess policy with us for as little as [#]2 per day. If you need to claim, you pay the car rental company's deductible or excess and then claim it back through us, saving you money in the process. What's even better is that our policies sometimes offer you even more cover than the rental company's. Pretty great, right?

Your Policy Benefits

EXCESS REIMBURSEMENT

We will reimburse you the excess charged by the vehicle rental company for damage up to €5,000 (Silver) or €50,000 (Gold)

WORLDWIDE

You have a choice of European or Worldwide cover

ANNUAL OR DAILY

Get the cover that suits you best either annual or daily

EXCELLENT COVERAGE

Cover for all vehicle glass, keys, tyres, roof and undercarriage, Cars and 4X4's up to 9 seats with a retail value of no greater than €50,000

TYRES, WINDSCREEN, ROOF & UNDERCARRIAGE

The cover includes damage to the roof, tyres, windscreens, undercarriage and towing costs of the rental vehicle

PERSONAL POSSESSIONS

We include up to €250 (Silver) or €500 (Gold) of cover for your personal possessions stolen from your rental vehicle

PERSONAL ACCIDENT

Cover for accidental death, loss of limb(s), loss of sight or disablement up to €5,000 (Silver), up to €10,000 (Gold)

LOSS OF USE

Covers for the loss of use of the rental vehicle, whilst being repaired due to damage

GOLD COVER

Increase in benefits levels from Silver Cover and additional cover for lock out, misfuelling, road rage and carjacking

How Does Car Hire Excess Work?

1. AT THE CAR RENTAL DESK, YOU ARE OFFERED EXCESS WAIVER YOU SAY: "THANKS, BUT NO THANKS!"

2. THEY PRE-AUTHORISE YOUR CREDIT CARD FOR THE VALUE OF THE EXCESS

3. COLLECT YOUR CAR NOTING ALL EXISTING DAMAGE ON THE FORM AND TAKE PICTURES OF ANY DAMAGE.

4. ENJOY YOUR TRIP KNOWING YOU'VE PAID A GREAT PRICE TO COVER YOUR EXCESS.

5. RETURN THE CAR CHECKING IT OVER WITH THE REP WHO WILL THEN CONFIRM IF THERE IS ANY EXCESS TO PAY.

6. IF THERE IS NEW DAMAGE YOU PAY UP TO YOUR EXCESS AND GET A RECEIPT.

7. LEAVE THE DESK HAPPY KNOWING THAT YOUR COVER4RENTALS POLICY WILL REIMBURSE THE EXCESS CHARGE.

8. COMPLETE OUR CLAIMS FORM AND SUBMIT

Why Choose Cover4Rentals?

GET INSURED INSTANTLY

We'll email you your documents within seconds, and that's it, you're all set for your trip

COMPREHENSIVE COVER

We endeavour to offer you great coverage. We highlight all cover levels during the purchase process to ensure you are fully informed.

GREAT VALUE

We strive to offer a competitively priced product and with no hidden fees, what we say is what you pay!

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