With a frustratingly complicated name and about a topic most people tend to fall asleep to, we'll forgive you for not knowing much about car rental excess insurance. But believe us when we say, it's a huge win for rental car customers everywhere. Every so often a product comes along that is 100% designed to save people money and this is one of them.
Simply put, car rental excess insurance is an optional policy that you can purchase from us instead of agreeing to expensive additional insurance from rental car companies. Our policy then refunds you the deductible that you paid in the event that your rental gets damaged.
All you have to do is purchase a policy from us beforehand and politely decline the insurance offered by the rental company at the desk and you're on your way.
A typical rental car insurance policy comes with a large excess/deductible. So if you were to say make a claim because you damaged the rental car, you'd have to pay a large chunk of money to the car rental company just because you've claimed.
Sounds unfair, right? It is. That's why rental companies offer you the chance to remove this excess/deductible (often when you're at your weakest, jet-lagged at the desk, filling in a load of other forms) by purchasing their additional cover at eye-watering prices.
Now in contrast, a policy with us, will cost just a fraction of the price whilst still providing the same (or in some cases even better!) cover than the rental company do. The only difference is that our policy reimburses the cost of the deductible that you'd have to pay to the rental company once your claim has gone through. Just look at how much money you could save during a 7 day rental:
|Tyres, Glass & Underbody|
|Cost of zero-deductible policy||€25.22||€232.32||€124.39||€232.50||€332.64|
|Potential Saving with a C4R policy||€0.00||€207.10||€99.17||€207.28||€307.42|
You can save on average a huge [#]205 over a week and benefit from comprehensive tyres, windscreen and undercarriage (the underside of the car) cover – something that rental companies often don't include. Our claims process is super simple too, all you need to make sure is that you have all the documents you need, and you can find out all about that on our claims page here. Sounds pretty great, right? It is.
If you're still unsure about the magical potential of car rental excess insurance, look no further than below:
We all want to save money where we can, and no one likes being taken advantage of, car rental excess insurance is one of life’s little victories. It takes next to no time to get a quote and could end up saving you the cost of a vacation in itself – which let’s face it are stressful enough.
Find out how little a policy with us could cost you today by grabbing a quote now.